With Yelo Flexible, you can enjoy a high income, keep your money secure, and access it whenever you wish.
-
Amount
50 AZN/USD -
Term
18 months -
Interest payment
monthly -
Card for payment of monthly interest
as a gift * -
Prolongation of the term
Auto-prolongation -
Insurance
Based on rules of ADIF -
Number of deposits
Unlimited
* The Yelo Light card is offered as a complimentary gift for deposits of 1000 AZN/USD and above. With this card, you can enjoy generous cashback rewards, earn interest on your balance, and take advantage of a range of additional benefits.
**Interest rate changes made on deposits placed in USD currency are effective starting from 21:00 on December 4, 2025.
|
Amount
|
AZN
Monthly interest payment
|
|---|---|
|
50 - 500 000
|
7%
|
|
500,000.01 AZN and above
|
8%
|
|
Amount
|
USD
Monthly interest payment
|
|---|---|
|
50 - 100 000
|
2%
|
|
500,000.01 and above
|
2.2%
|
According to clauses 102.1.22-3 and 102.1.22-4 of the Azerbaijan Republic Tax Code, starting from January 1, 2024, income from new deposits held in the national currency (AZN) by individuals will be exempt from income tax:
- The portion of monthly interest income on deposits up to 200 manats
- The full amount of interest income when the deposit is placed for a period of 18 months or more, and the principal amount of the deposit is not withdrawn earlier than 18 months – for a period of 3 years
Deposit Advantages:
- A unique product for those who value flexibility
- Ability to increase or decrease deposit funds anytime
- No loss of interest on withdrawn funds
|
Amount
|
AZN
Monthly interest payment
|
|---|---|
|
50 - 500 000
|
7%
|
|
500,000.01 AZN and above
|
8%
|
|
Amount
|
USD
Monthly interest payment
|
|---|---|
|
50 - 100 000
|
2%
|
|
500,000.01 and above
|
2.2%
|
According to clauses 102.1.22-3 and 102.1.22-4 of the Azerbaijan Republic Tax Code, starting from January 1, 2024, income from new deposits held in the national currency (AZN) by individuals will be exempt from income tax:
- The portion of monthly interest income on deposits up to 200 manats
- The full amount of interest income when the deposit is placed for a period of 18 months or more, and the principal amount of the deposit is not withdrawn earlier than 18 months – for a period of 3 years
Deposit Advantages:
- A unique product for those who value flexibility
- Ability to increase or decrease deposit funds anytime
- No loss of interest on withdrawn funds
Scan the QR code, download the mobile app, and open a deposit account completely online.
The Yelo App offers a seamless experience for opening an online deposit account, applying for loans, and enjoying a host of other benefits. If you already have an active account with us, simply scan the QR code to open a Yelo Flexible deposit online without any delay.
